Make sure your family is taken care of during Life Insurance Awareness Month
Everybody needs life insurance whether they want to admit it or not.
September is the perfect time to come to this realization as it is Life Insurance Awareness Month.
Simply put: if you don’t have life insurance then this is the best time to buy it. Right now.
If you have insurance, take a few minutes to make sure all your beneficiary information is up-to-date and make sure all your paperwork is in order and that you have it safely stored where it can be found when the time arises. It is important that you have that peace of mind when you go to bed at night.
The Alliance believes strongly in the value of life insurance. If you know of a person that needs coverage, please take the time to help them speak with one of our professional agents that can help them take care of their family.
Filing a life insurance claim is painful enough because of a loved one passing away, so there is no need to amplify the struggle of dealing with a death in the family.
Review your policy to make sure you have the amount of coverage you want. If changes are needed, reach out to your agent and discuss it with them. Make sure your beneficiaries know about the policy so they won’t be surprised in the event you pass away unexpectedly.
Make sure your trusted friends and family know how to find the paperwork and other important financial records in case something happens to you.
Life events tend to make people think about life insurance and the value it can have in difficult times. NOW is when you should think about life insurance before it is too late.
If you have a spouse and/or child then you need life insurance. Don’t leave an even bigger burden when you die. Show your family how much you love them by having your estate in order before it is too late. Leaving behind money to care for your loved ones is the best way to say thank you for all the great memories of your lifetime.
Too many people are taking a risk that can be avoided by acquiring life insurance. A LIMRA study found that one in three homes would face financial instability with basic living expenses if the primary wage earner died.
Take a moment to talk to your family and friends today to make sure everybody is on the same page when it comes to life insurance and having the coverage you need to protect your loved ones. It is not a topic that most people enjoy talking about, but it is a conversation that needs to happen. It is a product that greatly helps people as they deal with losing a loved one and it eases the mental and financial strain caused by the death of a loved one. Show your family how much you care by making sure you have proper coverage today.