What is Smoker's Life Insurance?
Many insurance companies increase premiums for smokers, making it hard to find affordable life insurance. Our plans for smokers are affordable; in fact, some of our plans have the same premiums for both smokers and non-smokers.
These plans allow you to protect your family from financial struggles when you pass away. Smoker's life insurance will ensure that your funeral, burial, outstanding medical and other expenses will be covered in the event of your death. You can also choose to leave money for your loved ones and they won't have to worry about the probate process. You can choose from term life coverage for a set number of years, or final expense coverage that will protect you for the rest of your life.
Is Smoker's Life Insurance right for me?
Although we call it smoker's life insurance, this coverage is for all tobacco users. If you use tobacco and would like the following benefits, this insurance might be right for you.
- Affordable coverage for tobacco users
- Cover funeral and burial expenses
- Protect your loved ones and their future
- Pay off mortgage, medical bills, and other outstanding expenses
- Leave inheritance for loved ones without probate
- Choose between term life or final expense
- Can get a refund of your premiums if your policy expires
- Ability to receive benefits early if you become critically ill
- Can cover your spouse and children under the same plan
If you'd like to get affordable life insurance for you and your family, call us or fill out the form today. We'll contact you as soon as possible to ensure that your family has the coverage they need for an affordable price.