What is Tax Free Retirement?

Tax-free retirement is a retirement plan through indexed universal life (IUL) insurance. IULs can be used to gain interest on your retirement savings and provide an income during your golden years. Because an IUL is a type of life insurance, you can leave money to your beneficiaries if you don't use the entire amount during your retirement.

IULs have a few benefits that other retirement plans like IRAs, municipal bonds and 401(k) plans do not. One of the main benefits is that the plan has no market risk, so you can't lose any money. You'll benefit when the market is up, but won't lose when it drops. Another benefit that makes IULs different is that it doesn't have contribution limits. Index universal life policies can also have a higher return than other retirement plans. You can also take money from the plan before you reach retirement if you'd like, without the heavy penalties that come with other retirement plans.

Is Tax-Free Retirement right for me?

If you'd like a retirement plan that earns interest but never loses money, a tax-free retirement plan may be right for you. Check out the following benefits to see if you're interested in a tax-free retirement savings plan.

  • Provides a tax-free retirement income
  • Use the retirement funds for whatever you wish
  • Gain interest on your retirement savings
  • No market risk
  • Use the money before you retire without heavy penalties
  • Can provide a death benefit to your beneficiaries when you pass away
  • No probate if your funds are passed on to your loved ones

If you're interested in a tax-free retirement plan, fill out the form on this page. We'll have a licensed agent contact you soon so that you can start saving for your golden years today.